Top Tips for Reducing the Cost of Van Insurance

It is important to shop around when looking for the best insurance deal. Trusted comparison sites are a good place to start. Make sure you read the reviews before committing.

Vehicle insurance premiums continue to rise and there are a lot of companies out there offering van insurance.

Van drivers typically pay more for van insurance than they do for car insurance.

Hopefully you will find this van insurance blog useful in helping you to get the best insurance for you and your new used commercial vehicle.

There are some ways to keep the cost of insuring your van down.  Here's some tips when setting up or renewing your van insurance policy.

1.  Make sure your details are correct.  You'd be surprised how much a simple move of house or business can affect your insurance cost.

2.  If your van is fitted with racking or shelving this can actually reduce the cost of insuring your commercial vehicle.  This is because your tools and equipment will be more secure and therefore a lower risk. 

3.  Tell your insurer if your van is fitted with any anti-theft devices, like an alarm, immobiliser, tracker, steering, gearstick of handbrake lock as this can help reduce the cost of insuring your commercial vehicle.

4.  You may get reduced insurance costs if you are a member of a professional or registered trade body like GasSafe. 

5.  Remember to tell your insurer if you remove your tools and equipment from your van overnight as this will affect the insurance cost. 

6.  If you put named drivers on your insurance policy this can reduce the cost of insuring your van.  You must always tell your insurer if your van will be driven by anyone other than yourself.  If you are the only driver you can add your spouse as an occasional driver with you as the main driver.

7.  Naming all drivers of your van is cheaper than opting for "any driver" insurance.

8.  Always remember to tell your insurer if the use of your vehicle changes and if your mileage reduces or increases, as discounts can be given if your annual mileage has reduced.

9.  Don't forget to tell your insurer about any no-claims bonus as even if this was for another vehicle you could use this for your van insurance.

10.  Tell your insurance company if your van is sign written.  As statisically speaking if your van is easy to identify then it is less likely to get stolen and may result in reduced insurance costs.

11.  Always make sure you are honest with your insurer as they base their quotation on what you tell them and reserve the right to cancel your policy or refuse a claim if you have told them false information.  Also, a canceled policy can put you at risk of higher insurance costs in the future.  

The team here at Cheshire Vehicle Supplies hope you found this useful, happy driving!